Buying your first home is a life-changing milestone, and in India, the government has consistently introduced housing schemes to make this dream more accessible and affordable. As we step into 2025, several new and existing government schemes for first-time homebuyers continue to provide financial support, reduced interest rates, and tax benefits. If you’re planning to buy your first home this year—especially in fast-growing markets like Delhi-NCR—understanding these initiatives can save you lakhs and make your homeownership journey smoother.

And when it comes to trusted developers that align with these schemes and simplify the process, SKYOM Group stands out by offering the right mix of transparency, support, and well-located, first-home-friendly properties.

Top Government Schemes for First-Time Homebuyers in 2025

One of the most impactful housing initiatives continues to be the Pradhan Mantri Awas Yojana (PMAY-Urban). Aimed at “Housing for All,” this flagship scheme offers interest subsidies on home loans to eligible first-time buyers under the Credit Linked Subsidy Scheme (CLSS). Depending on your income category (EWS, LIG, or MIG), you can receive a subsidy of up to ₹2.67 lakh on the interest component of your home loan. In 2025, the scheme has been extended with a renewed focus on Tier 1 and Tier 2 cities, including major real estate zones in Delhi-NCR, Noida, and Gurgaon.

Another major benefit comes through Section 80EE and 80EEA of the Income Tax Act, where first-time homebuyers can claim additional deductions of ₹50,000 to ₹1.5 lakh on interest paid for home loans. These tax savings directly benefit salaried individuals looking to invest in compact homes, builder floors, or affordable apartments.

New in 2025, the government has also introduced special incentives for green-certified housing projects under the Sustainable Housing Promotion scheme. First-time buyers choosing eco-friendly homes from certified developers can receive priority processing for loans, lower stamp duty in some states, and additional tax rebates. This is particularly beneficial as more developers shift towards green, energy-efficient buildings in urban markets like Noida, Greater Noida, and Ghaziabad.

How SKYOM Group Supports First-Time Homebuyers

While government schemes make homeownership easier on paper, the actual process—from choosing the right property to availing the benefits—can be overwhelming. That’s where SKYOM Group makes a real difference.

As a developer committed to first-time homebuyers, SKYOM Group offers RERA-approved, legally compliant, and home-loan friendly projects in key locations across Delhi-NCR. These include independent floors, low-rise developments, and gated communities in areas like Gomti Nagar Extension, Sector 150 Noida, and New Gurgaon—locations with high appreciation potential and excellent connectivity.

What makes SKYOM particularly suitable for first-home buyers is their end-to-end support. From helping customers determine their eligibility for PMAY subsidies to connecting them with partner banks for faster loan approvals, SKYOM ensures that the financial and paperwork-related hurdles are minimized. Their dedicated customer support team even assists buyers in availing tax benefits and government incentives during the buying process, making the transition into ownership seamless and stress-free.

Furthermore, SKYOM’s properties are priced with affordability and value in mind, especially tailored for young professionals, newly married couples, and nuclear families looking for their first investment. The developer also ensures complete transparency in pricing, meaning no hidden charges, clear cost breakups, and proper documentation—critical factors for first-time homebuyers who may not be fully aware of the complexities involved.

SKYOM also aligns with the government’s green housing initiatives by integrating sustainable design features like rainwater harvesting, energy-efficient lighting, and ample ventilation in their projects—making their homes not just affordable, but future-ready and environmentally conscious.

Conclusion

In 2025, first-time homebuyers in India have more financial support and opportunities than ever before—thanks to progressive government schemes and a growing ecosystem of supportive developers. But unlocking these benefits requires clarity, guidance, and a reliable partner.

With its customer-first approach, legal transparency, and alignment with government-backed initiatives, SKYOM Group is not just helping people buy their first home—they’re helping them buy it right. Whether you’re applying for PMAY benefits or seeking an affordable, well-located independent floor in Delhi-NCR, SKYOM makes your journey smoother, smarter, and more secure.